|Tiniest, sourest crabapples in the world. Hope the deer like them this winter.|
"You have a TD Visa card, you always pay your balance off each month, and you've just received your new card in the mail, correct?"
"You are entitled to a lower interest rate, which will be applied to your new card. But not to the one you are currently using, the old one."
"So, can you tell me the expiration date on that card, please?"
I'm not giving you any information.
CLICK. The bastard hangs up.
Never give these callers any information. I don't care who's calling; even if they seem legit, they aren't. As a matter of fact, I often hang up without even speaking to them. However, sometimes those scammy-sounding calls are actually calls we want, so now I listen till I'm sure ... till they ask for information of any sort.
Don't fall for it. I have friends who have, whose bank accounts got cleaned out. Don't think you can't be fooled. You may learn the hard way that these criminals are good at what they do.